98 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 98 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1977
Lot Size	0.404 acres (17,597 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Apr 2018)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-043912`

Property Details

APN / Parcel Number

Primary APN	`02-043912`
Alternative APNs	`2043912` `043912`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,597 sqft (0.404 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	043912
Street Address	98 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 13 BLK A SEC 2 CENTRAL VILLAGE
Legal Subdivision	CENTRAIL VILLAGE
Legal Block	A
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Apr 23, 2018	Deed, Transfer · Conventional Mortgage LAKESIDE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Book / Page	5176 / 161
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052220083
Date	Jul 23, 2018
Book Page	5222/083

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	0057830373
Date	Dec 4, 2020
Book Page	5783/373

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 23, 2018
Property Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Document Number	0051760161
Book / Page	5176 / 161
Map Reference	MB JLB1 FO16
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	0000000000
Date	Apr 23, 2018
Instrument	5176-167

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,367 (+20.25%)	$339,700 (+28.82%) Land $79,800 Building $259,900
2025	$3,341.00 (+23.01%)
2023	$2,716.00	$261,433	$263,700 Land $79,800 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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