114 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 114 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,008 sqft · built 1977
Lot Size	0.41 acres (17,855 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Apr 2018)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-043645`

Property Details

APN / Parcel Number

Primary APN	`02-043645`
Alternative APNs	`2043645` `043645`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,008 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,855 sqft (0.41 acres)
Lot Dimensions	160 ft deep x 124 ft wide
Porch	Slab
Porch Area	80 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	043645
Street Address	114 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 15 BLK A SEC 2 CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE
Legal Block	A
Legal Lot Number	15
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	860702

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	136 W DARES BEACH RD, PRINCE FREDERICK, MD 20678-3120
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK/CHESAPEAKE
Apr 6, 2018	Grant Deed, Transfer WCP FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Deed Book / Page	5168 / 393
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0033970306
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	114 CENTRAL DR, PRINCE FREDERICK, MD 20678-4006
Document Number	0052600001
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 W DARES BEACH RD PRINCE FREDERICK MD 206783120, PRINCE FREDERICK, MD 20678-3120

Mortgage

Document Number	0052600001
Date	Sep 28, 2018
Book Page	005260/000001

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 6, 2018
Property Address	114 CENTRAL DR, PRINCE FREDERICK, MD 20678-4006
Document Number	0051680393
Book / Page	005168 / 000393
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 W DARES BEACH RD #ISO PRINCE FREDERICK MD 206783120, PRINCE FREDERICK, MD 20678-3120

Mortgage

Document Number	51680398
Date	Apr 6, 2018
Book Page	005168/000398

Lender

Name	WCP FUND I LLC
Address	FALLS CHURCH, VA 22043

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (+29.9%)	$233,900 (+14.94%)	$273,500 (+27.74%) Land $80,000 Building $193,500
2023	$2,114.00	$203,500	$214,100 Land $80,000 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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