74 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 74 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 888 sqft · built 1980
Lot Size	0.358 acres (15,588 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Oct 2020)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-026392`

Property Details

APN / Parcel Number

Primary APN	`02-026392`
Alternative APNs	`2026392` `026392`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	888 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,588 sqft (0.358 acres)
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	026392
Street Address	74 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 10 BLK A CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE
Legal Block	A
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Book / Page	5714 / 412
Transfer Doc	0000961580
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 1, 2020
Property Address	74 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Document Number	0057140412
Book / Page	5714 / 412
Map Reference	LB JLB 1 FO 16
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	STEWART TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	74 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	5714421
Date	Oct 1, 2020
Instrument	5714/421

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,300 (+43.54%)	$301,800 (+37.62%) Land $78,700 Building $223,100
2025	$2,885.00 (+45.34%)
2023	$1,985.00	$191,100	$219,300 Land $78,700 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central Dr

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