McDowell County property record for 95 Bear Cub Dr, Spruce Pine, NC 28777
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Dec 2022) |
| Tax Bill | $192 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-00-94-0709 |
| Primary APN | 1719-00-94-0709 |
|---|---|
| Alternative APNs |
|
| Lot Area | 47,916 sqft (1.1 acres) |
|---|
| Account Number | 79066 |
|---|---|
| Street Address | 95 BEAR CUB DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6483 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 1.097 AC LT 16 BEAR DEN PB4/66 |
| Legal Subdivision | BEAR DEN ACRES SD |
| Legal Lot Number | 16 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 970102 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 73 BEAR CUB DR, SPRUCE PINE, NC 28777-6483 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Nov 14, 2014 · Amount on Record |
| Deed Document Number | 0001422346 |
| Deed Book / Page | 1422 / 346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 19, 2022 |
| Property Address | BLUE RIDGE PKWY, MARION, NC 28752 |
| Document Number | 0014220346 |
| Book / Page | 1422 / 346 |
| Map Reference | MB 4 PG 66 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022007223 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 566 CABBAGE PATCH RD, BURNSVILLE, NC 28714-7320 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 191, LINVILLE FALLS, NC 28647-0191 |
| Investor | Possibly a Property Investor |
| Document Number | 2022007224 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022007224 |
| Name | BRADLEY ALLEN SMITH ETAL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192.00 | $28,000 (-) Land $28,000 | |
| 2023 | $192.00 | $28,000 Land $28,000 | $28,000 Land $28,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Spectrum, Verizon.
4G LTE (outdoors only), no 5G reported
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