McDowell County property record for 121 Bear Cub Dr, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,500 (Nov 1988) |
| Tax Bill | $278 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-00-94-0953 |
| Primary APN | 1719-00-94-0953 |
|---|---|
| Alternative APNs |
|
| Lot Area | 36,590 sqft (0.84 acres) |
|---|
| Account Number | 80284 |
|---|---|
| Street Address | 121 BEAR CUB DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.837 AC LOT 15 BEAR DEN PB 4 PG 66 |
| Legal Subdivision | BEAR DEN ACRES DEVELOPMENT INC |
| Legal Lot Number | 15 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 970102 |
Source: McDowell County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9218 SANGER CT, HARRISBURG, NC 28075-6627 |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 1, 1988 · Amount on Record |
| Deed Sale | Nov 1, 1988 · Amount on Record |
| Deed Book / Page | 390 / 86 |
| Last Transfer Date | Aug 7, 2024 |
| Transfer Doc | 0014760345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 1, 2023 |
| Property Address | BLUE RIDGE PKWY, MARION, NC 28752 |
| Document Number | 0014450948 |
| Book / Page | 1445 / 948 |
| Map Reference | MB 4 PG 66 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023004137 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2439 CLARKS WYND, MATTHEWS, NC 28105-5424 |
| Name | Verified Name |
|---|---|
| Address | 195 BEAR CUB DR, SPRUCE PINE, NC 28777 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $278.00 | $40,450 (-) Land $35,000 Building $5,450 | |
| 2023 | $278.00 (+44.04%) | $40,450 (+46.03%) Land $35,000 Building $5,450 | $40,450 (+46.03%) Land $35,000 Building $5,450 |
| 2022 | $193.00 | $27,700 Land $25,000 Building $2,700 | $27,700 Land $25,000 Building $2,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Spectrum, Verizon.
4G LTE (outdoors only), no 5G reported
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