26 Bear Cub Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 26 Bear Cub Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 900 sqft · built 1988
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jun 2016)
Tax Bill	$297 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1719-00-94-3777`

Property Details

APN / Parcel Number

Primary APN	`1719-00-94-3777`
Alternative APN	`62465`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	62465
Street Address	26 BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777-6483
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.776 AC LT 12 BEAR DEN ACRES S/D PB 4 PG 66
Legal Subdivision	DEN ACRES SUB
Legal Lot Number	12
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1061
Census Tract	970102

Owner

Source: McDowell County records · APN 1719-00-94-3777

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 976, SPRUCE PINE, NC 28777-0976
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Document Number	0001184232
Deed Book / Page	1184 / 232
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00	$43,230 (-) Land $28,000 Building $15,230
2023	$297.00	$43,230 Land $28,000 Building $15,230	$43,230 Land $28,000 Building $15,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEAR DEN ACRES private · serves 140 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.