73 Bear Cub Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 73 Bear Cub Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 728 sqft · built 1990
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2022)
Tax Bill	$696 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1719-00-94-0603`

Property Details

APN / Parcel Number

Primary APN	`1719-00-94-0603`
Alternative APNs	`65105` `79066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	728 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79066
Street Address	73 BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777-6483
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.123 AC LT 17 BEAR DEN PB4/66
Legal Subdivision	BEAR DEN ACRES DEV INC
Legal Lot Number	17
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1065
Census Tract	970102

Owner

Source: McDowell County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	73 BEAR CUB DR, SPRUCE PINE, NC 28777-6483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · Seller Carry-Back BRADLEY ALLEN SMITH ETAL
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage LESLIE R & KEIKO T CLARKE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	0001422346
Deed Book / Page	1422 / 346
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 19, 2022
Property Address	73 BEAR CUB DR, MARION, NC 28752
Document Number	0014220346
Book / Page	1422 / 346
Map Reference	MB 4 PG 66
Instrument Date	Dec 9, 2022
Instrument	2022007223
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 CABBAGE PATCH RD, BURNSVILLE, NC 28714-7320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 191, LINVILLE FALLS, NC 28647-0191
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007224
Date	Dec 19, 2022
Instrument	2022007224

Lender

Name	BRADLEY ALLEN SMITH ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 11, 2017
Property Address	73 BEAR CUB DR, MARION, NC 28752
Document Number	0012210341
Book / Page	001221 / 000341
Instrument Date	Jun 27, 2017
Instrument	3924
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5605 FLAGSTOP CT CHARLOTTE NC 282268071, CHARLOTTE, NC 28226-8071

Mortgage

Document Number	12210345
Date	Aug 11, 2017
Book Page	001221/000345
Instrument	3925

Lender

Name	LESLIE R & KEIKO T CLARKE
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00	$101,200 (-) Land $35,000 Building $66,200
2023	$696.00	$101,200 Land $35,000 Building $66,200	$101,200 Land $35,000 Building $66,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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