95 4th Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 95 4th Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,261 sqft · built 1952
Lot Size	0.323 acres (14,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2023)
Tax Bill	$5,524 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 115.11-8-27`

Property Details

APN / Parcel Number

Primary APN	`145203 115.11-8-27`
Alternative APN	`52031151100008027000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	865 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	14,040 sqft (0.323 acres)
Lot Dimensions	233 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	95 4TH AVE
City	LANCASTER
State	NY
Zip	14086-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 1819 2 6O X 233.59
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	8
Legal Lot Number	27.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3005
Census Tract	14300

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 4TH AVE, LANCASTER, NY 14086-3036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	20232023115668
Deed Book / Page	11419 / 1514
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jul 7, 2023
Property Address	95 4TH AVE, LANCASTER, NY 14086-3036
Document Number	0114191514
Book / Page	11419 / 1514
Instrument Date	Jun 21, 2023
Instrument	2023115668
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 4TH AVE, LANCASTER, NY 14086-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WRIGHT AVE, BUFFALO, NY 14215-3513
Investor	Possibly a Property Investor

Mortgage

Document Number	0140961862
Date	Jul 7, 2023
Book Page	14096/1862
Instrument	2023115669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,524.00 (+199.73%)
2025	$1,843.00 (-65.65%)	$161,000 (-) Land $43,600 Building $117,400	$251,563 (+12.51%) Land $68,125 Building $183,438
2024	$5,366.00	$161,000 (-) Land $43,600 Building $117,400	$223,600 (+4.15%) Land $60,553 Building $163,047
2023		$161,000 (-) Land $43,600 Building $117,400	$214,700 (+15.99%) Land $58,142 Building $156,558
2022		$161,000 Land $43,600 Building $117,400	$185,100 Land $50,126 Building $134,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20