Erie County and Lancaster Town property record for 87 4th Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,274 sqft · built 1955 |
| Lot Size | 0.679 acres (29,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Mar 2021) |
| Tax Bill | $5,430 (2026) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.11-8-26 |
| Primary APN | 145203 115.11-8-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 29,520 sqft (0.679 acres) |
| Lot Dimensions | 246 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 87 4TH AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 1819 1 12O X 246.16 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 8 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDERAL HOME LOAN BANK OF NEW YORK |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Jun 28, 2019 | Warranty Deed, Transfer · Conventional with PMI JAMES T & DIANE L ENSER |
| Feb 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 202158636 |
| Deed Book / Page | 11377 / 2506 |
| Prior Transfer Date | Jan 29, 2019 |
| Prior Transfer Doc | 0113407157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Document Number | 0139872539 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 13987/2539 |
| Instrument | 2021058638 |
| Name | FEDERAL HOME LOAN BANK OF NEW YORK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10178 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 29, 2021 |
| Property Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Document Number | 0113772506 |
| Book / Page | 11377 / 2506 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021058636 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 4TH AVE, 87, LANCASTER, NY 14086-3036 |
| Name | Verified Name |
|---|---|
| Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Document Number | 0139872523 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 13987/2523 |
| Instrument | 2021058637 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 28, 2019 |
| Property Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Document Number | 0113463126 |
| Book / Page | 011346 / 003126 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 4TH AVE LANCASTER NY 140863037, LANCASTER, NY 14086-3037 |
| Document Number | 139012317 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 013901/002317 |
| Name | JAMES T & DIANE L ENSER |
|---|---|
| Address | 121 SISSON ST, DUNKIRK, NY 14048-1709 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 27, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 6, 2019 |
| Property Address | 87 4TH AVE, LANCASTER, NY 14086-3036 |
| Document Number | 0113407157 |
| Book / Page | 011340 / 007157 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 SISSON ST DUNKIRK NY 140481709, DUNKIRK, NY 14048-1709 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,430.00 (+199.01%) | ||
| 2025 | $1,816.00 (-65.57%) | $158,000 (-) Land $58,600 Building $99,400 | $246,875 (+12.52%) Land $91,562 Building $155,313 |
| 2024 | $5,274.00 | $158,000 (-) Land $58,600 Building $99,400 | $219,400 (+4.13%) Land $81,372 Building $138,028 |
| 2023 | $158,000 Land $58,600 Building $99,400 | $210,700 Land $78,146 Building $132,554 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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