1. Home
  2. Minnesota
  3. Stearns County
  4. Cold Spring
  5. 2nd St N

95 2nd St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 95 2nd St N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,344 sqft Living Area
Lot Size14,520 sqft (0.333 acres)
OccupancyOwner Occupied
Last Sale$175,303 (2022)
Tax Bill$1,672.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29324-0000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,344 sqft Living Area
Gross Area1,403 sqft Gross Area
1st Floor616 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1960
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,520 sqft (0.333 acres)
Depth X Width220 ft x 66 ft Depth x Width
Garage Area288 sqft Garage
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address95 2ND ST N
CityCOLD SPRING
StateMN
Zip56320-1602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 003 BLK 001 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionFIRST SPRING PARK ADD
Legal Block1
Legal Lot Number3
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records · APN 48-29324-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 2ND ST N, COLD SPRING, MN 56320-1602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed, Transfer
Apr 25, 2022Warranty Deed, Transfer
MISC COMPANY
Apr 25, 2022Quit Claim Deed, Transfer
MISC COMPANY
Oct 25, 2021Warranty Deed, Transfer
MISC COMPANY
Dec 18, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleApr 18, 2022 · Amount on Record
Deed Doc Number20221472533
Record RefreshedJun 08, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateSep 29, 2022
Property Address95 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1641648
Instrument DateSep 27, 2022
InstrumentA1641648
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 2ND ST N, COLD SPRING, MN 56320-1602

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateApr 25, 2022
Property Address95 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1631026
Instrument DateApr 18, 2022
InstrumentA1631026
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16755 238TH ST, COLD SPRING, MN 56320-9703

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateApr 25, 2022
Property Address95 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1631025
Instrument DateApr 15, 2022
InstrumentA1631025
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SCHWINGHAMMER DR, ALBANY, MN 56307-4530
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 25, 2021
Property Address95 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1617599
Instrument DateOct 21, 2021
InstrumentA1617599
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SCHWINGHAMMER DR, ALBANY, MN 56307-4530
InvestorPossibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateDec 18, 2018
Property Address95 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1535254
Instrument DateDec 18, 2018
InstrumentA1535254
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 2ND ST N, COLD SPRING, MN 56320-1602

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,672.00 (+18.41%)
2025$163,200 (+5.15%) Land $33,000 Building $130,200$163,200 (+5.15%) Land $33,000 Building $130,200
2023$1,412.00$155,200 Land $33,000 Building $122,200$155,200 Land $33,000 Building $122,200

Flood & Wildfire

95 2nd St N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 39th in Minnesota
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 2nd St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures