85 2nd St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 85 2nd St N, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1950
Lot Size	0.374 acres (16,302 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Aug 2006)
Tax Bill	$1,700 (2026)
Flood Zone	Zone X (minimal risk)
APN	`48-29327-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29327-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,188 sqft
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,302 sqft (0.374 acres)
Lot Dimensions	247 ft deep x 66 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 2ND ST N
City	COLD SPRING
State	MN
Zip	56320-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLK 001 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	FIRST SPRING PARK ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3020
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29327-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 2ND ST N, COLD SPRING, MN 56320-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2006 · Amount on Record
Deed Sale	Aug 31, 2006 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00 (+23.73%)	$180,800 (+9.38%) Land $34,700 Building $146,100	$180,800 (+9.38%) Land $34,700 Building $146,100
2025		$165,300 (+8.61%) Land $33,000 Building $132,300	$165,300 (+8.61%) Land $33,000 Building $132,300
2023	$1,374.00	$152,200 Land $33,000 Building $119,200	$152,200 Land $33,000 Building $119,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.