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103 2nd St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 103 2nd St N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 1998
Square Footage1,326 sqft Living Area
Lot Size5,720 sqft (0.131 acres)
OccupancyOwner Occupied
Last Sale$189,000 (2020)
Tax Bill$3,108.00 (2026)

Owner

Source: Stearns County records · APN 48-29321-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 2ND ST N, COLD SPRING, MN 56320-1604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Transfer on Death Deed, Transfer
May 19, 2020Warranty Deed, Transfer
Apr 12, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleJul 20, 2016 · Amount on Record
Deed Doc Number20201569171
Last Transfer DateNov 14, 2025
Transfer Doc00A1703508
Record RefreshedJun 08, 2026

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateNov 19, 2025
Property Address103 2ND ST N, COLD SPRING, MN 56320-1604
Document Number00A1703508
Instrument DateNov 14, 2025
InstrumentA1703508
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 2ND ST N, COLD SPRING, MN 56320-1604

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMay 19, 2020
Property Address103 2ND ST N, COLD SPRING, MN 56320-1604
Document Number00A1569171
Instrument DateMay 15, 2020
InstrumentA1569171
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 2ND ST N, COLD SPRING, MN 56320-1604

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateApr 12, 2018
Property Address103 2ND ST N, COLD SPRING, MN 56320-1604
Document Number00A1518164
Instrument DateApr 03, 2018
InstrumentA1518164
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 2ND AVE S, COLD SPRING, MN 56320-2547

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,108.00 (+4.09%)
2025$2,986.00 (+21.19%) Homeowner's exemption$270,400 (+6.5%) Land $31,400 Building $239,000$270,400 (+6.5%) Land $31,400 Building $239,000
2023$2,464.00$253,900 Land $31,400 Building $222,500$253,900 Land $31,400 Building $222,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-29321-0000

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area1,326 sqft Living Area
Gross Area1,466 sqft Gross Area
1st Floor936 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1998
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,720 sqft (0.131 acres)
Depth X Width110 ft x 52 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address103 2ND ST N
CityCOLD SPRING
StateMN
Zip56320-1604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE52' OF LT 1 BLK 1 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123 RANGE 030 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionFIRST SPRING PARK ADD
Legal Block1
Legal Lot Number1
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup3
Census Block3020
Census Tract11302

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