Stearns County property record for 92 2nd St N, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,740 sqft Living Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $43,000 (2010) |
| Tax Bill | $3,716.00 (2026) |
Source: Stearns County records · APN 48-29339-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 2ND ST N, COLD SPRING, MN 56320-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2010 · Amount on Record |
| Deed Sale | Feb 16, 2010 · Amount on Record |
| Last Transfer Date | Nov 07, 2024 |
| Transfer Doc | 00A1682118 |
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,716.00 (+20.57%) | $328,500 (+4.02%) Land $47,600 Building $280,900 | $328,500 (+4.02%) Land $47,600 Building $280,900 |
| 2025 | $315,800 (+4.16%) Land $46,600 Building $269,200 | $315,800 (+4.16%) Land $46,600 Building $269,200 | |
| 2023 | $3,082.00 | $303,200 Land $46,600 Building $256,600 | $303,200 Land $46,600 Building $256,600 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-29339-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,740 sqft Living Area |
| Gross Area | 2,930 sqft Gross Area |
| 1st Floor | 952 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 26,136 sqft (0.6 acres) |
| Depth X Width | 198 ft x 132 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,296 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Gazebo | 166 sqft Gazebo |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 92 2ND ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 3 BLK 2 BEG NW COR-S1D W ALG W LN 182.28'-N62D E 70.48'-N68D E 139.03'-N76D E 40.72'-S78D E 21.42' TO E LN-N1D W ALG |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 14 |
| Legal Subdivision | FIRST SPRING PARK ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 11302 |
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