946 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 946 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,138 sqft · built 1917
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,100 (Jul 2021)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0132`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0132`
Alternative APNs	`8520784` `579928`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	579928
Street Address	946 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTDALE ADDITION LOT 14 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31600

Owner

946 Cook Ave E is owned and occupied by two individuals who bought it in July 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	946 COOK AVE E, SAINT PAUL, MN 55106-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	20214897323
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2021
Property Address	946 COOK AVE E, SAINT PAUL, MN 55106-3235
Document Number	0A04897323
Instrument Date	Jul 16, 2021
Instrument	A04897323
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 COOK AVE E, SAINT PAUL, MN 55106-3235

Mortgage

Document Number	0A04897324
Date	Jul 21, 2021
Instrument	A04897324

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0A04897325
Date	Jul 21, 2021
Instrument	A04897325

Lender

Name	COMMUNITY NEIGHBORHOOD HOUSING SVCS
Type	Government Agency
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 946 Cook Ave E was $3,528 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,700 Land $25,000 Building $214,700	$239,700 Land $25,000 Building $214,700
2025	$3,528.00
2023	$3,046.00 Homeowner's exemption	$204,900 Land $20,000 Building $184,900	$204,900 Land $20,000 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 946 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 946 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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