925 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 925 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,123 sqft · built 1919
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Jun 2021)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-23-0014`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-23-0014`
Alternative APNs	`8546199` `607102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	936 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	607102
Street Address	925 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKWOODS ADDITION E 1/2 OF LOT 18 AND ALL OF LOTS 19 AND LOT 20 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LOCKWOODS ADDITION
Legal Block	1
Legal Lot Number	18-20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	31600

Owner

925 Cook Ave E is owned and occupied by two individuals who bought it in June 2021.

Source: Ramsey County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Jun 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Feb 23, 2021	Warranty Deed, Transfer · Commercial Mortgage PINE FINANCIAL GROUP INC
Feb 23, 2021	Warranty Deed, Transfer · Commercial Mortgage PINE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20214888644
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2021
Property Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236
Document Number	0T02701928
Instrument Date	May 19, 2021
Instrument	T02701928
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236

Mortgage

Document Number	0T02701929
Date	Jun 4, 2021
Instrument	T02701929

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 8, 2021
Property Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236
Document Number	0A04888644
Instrument Date	May 19, 2021
Instrument	A04888644
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 17, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236

Mortgage

Document Number	0A04888646
Date	Jun 8, 2021
Instrument	A04888646

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 23, 2021
Property Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236
Document Number	0A04866089
Instrument Date	Jan 6, 2021
Instrument	A04866089
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 OLD CEDAR AVE S APT 107, 107, BLOOMINGTON, MN 55425-2385
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04866090
Date	Feb 23, 2021
Instrument	A04866090

Lender

Name	PINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 23, 2021
Property Address	925 COOK AVE E, SAINT PAUL, MN 55106-3236
Document Number	0T02691209
Instrument Date	Jan 6, 2021
Instrument	T02691209
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9115 OLD CEDAR AVE S APT 107, 107, BLOOMINGTON, MN 55425-2385
Investor	Possibly a Property Investor

Mortgage

Document Number	0T02691210
Date	Feb 23, 2021
Instrument	T02691210

Lender

Name	PINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 925 Cook Ave E was $4,760 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,800 Land $41,300 Building $267,500	$308,800 Land $41,300 Building $267,500
2025	$4,760.00
2023	$4,040.00 Homeowner's exemption	$297,200 Land $30,000 Building $267,200	$297,200 Land $30,000 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 925 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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