954 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 954 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,722 sqft · built 1904
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$35,500 (Aug 2011)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0130`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0130`
Alternative APNs	`8366984` `412371`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	412371
Street Address	954 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FORESTDALE ADDITION LOT 12 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	954 COOK AVE E, SAINT PAUL, MN 55106-3235
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC
Jun 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTH STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2011 · Amount on Record
Deed Sale	Aug 12, 2011 · Amount on Record
Prior Sale	Jan 10, 2003 · Amount on Record
Deed Document Number	2011392081
Last Transfer Date	Jun 2, 2015
Transfer Doc	0004570225
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	954 COOK AVE E, SAINT PAUL, MN 55106-3235
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 BEECH ST, SAINT PAUL, MN 55106-4523

Mortgage

Document Number	0A05094323
Date	Jan 27, 2026
Instrument	A05094323

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056
Prepayment Penalty	00 Months

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	954 COOK AVE E, SAINT PAUL, MN 55106-3235
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04887562
Date	Jun 3, 2021
Instrument	A04887562

Lender

Name	NORTH STAR BANK
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,800 (+5.9%) Land $25,000 Building $170,800	$195,800 (+5.9%) Land $25,000 Building $170,800
2025	$5,148.00 (+41.04%)	$184,900 (+6.51%) Land $25,000 Building $159,900	$184,900 (+6.51%) Land $25,000 Building $159,900
2024	$3,650.00 (-14.32%)
2023	$4,260.00	$173,600 Land $20,000 Building $153,600	$173,600 Land $20,000 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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