916 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 916 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,036 sqft · built 1904
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-23-0021`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-23-0021`
Alternative APNs	`8359003` `403628`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	740 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	403628
Street Address	916 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKWOODS ADDITION LOT 6 BLK 4
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LOCKWOODS ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	31600

Owner

916 Cook Ave E is owned and occupied by an individual who acquired it in January 2014.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	916 COOK AVE E, SAINT PAUL, MN 55106-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage SIGNATURE BANK NA
Jan 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 8, 2014
Transfer Doc	0004643926
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	916 COOK AVE E, SAINT PAUL, MN 55106-3217
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04994392
Date	Jul 12, 2023
Instrument	A04994392

Lender

Name	SIGNATURE BANK NA
Type	Bank
Address	CIRCLE PINES, MN 55014

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jun 21, 2033

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 24, 2017
Property Address	916 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0004643926
Instrument Date	Jan 8, 2014
Instrument	4643926
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 COOK AVE E ST PAUL MN 551063217, ST PAUL, MN 55106-3217

Tax Assessment & Valuation

The 2025 property tax bill for 916 Cook Ave E was $3,212 with a homeowner's exemption, up 11.4% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,900 (-9.45%) Land $25,000 Building $182,900	$207,900 (-9.45%) Land $25,000 Building $182,900
2025	$3,212.00 (+11.37%) Homeowner's exemption	$229,600 Land $25,000 Building $204,600	$229,600 Land $25,000 Building $204,600
2024	$2,884.00 (-19.22%)
2023	$3,570.00 Homeowner's exemption	$197,700 Land $20,000 Building $177,700	$197,700 Land $20,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 916 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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