9459 Silver Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 9459 Silver Oak Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,500 sqft · built 1974
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Feb 1985)
Tax Bill	$11,081 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-066828`

Property Details

APN / Parcel Number

Primary APN	`06-066828`
Alternative APNs	`6066828` `066828`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,464 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	61,855 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	066828
Street Address	9459 SILVER OAK RD
City	LA PLATA
State	MD
Zip	20646-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L-1 S-2 MT CARMEL ESTATES SUB
Legal Subdivision	MT CARMEL ESTATES SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2023	Intrafamily Transfer, Transfer
Aug 13, 2021	Intrafamily Transfer, Transfer
Sep 8, 2021	Re-recorded Document
Sep 8, 2021	Re-recorded Document
Jan 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 1985 · Amount on Record
Deed Sale	Feb 6, 1985 · Amount on Record
Deed Book / Page	1049 / 228
Last Transfer Date	Jul 27, 2023
Transfer Doc	0130120323
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

Mortgage

Document Number	0129950472
Date	Jul 19, 2023
Book Page	12995/472

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Aug 4, 2023
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0130120323
Book / Page	13012 / 323
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Aug 13, 2021
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0120060399
Book / Page	12006 / 399
Instrument Date	Aug 11, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHARLES MD
Recording Date	Sep 8, 2021
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0120540128
Book / Page	12054 / 128
Instrument Date	Aug 11, 2021
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHARLES MD
Recording Date	Sep 8, 2021
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0120540127
Book / Page	12054 / 127
Instrument Date	Aug 11, 2021
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9459 SILVER OAK RD, 9459, LA PLATA, MD 20646-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096750106
Date	Jan 5, 2017
Book Page	9675/106

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 6, 2020
Property Address	9459 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0112590253
Book / Page	011259 / 000253
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9459 SILVER OAK RD LA PLATA MD 206463628, LA PLATA, MD 20646-3628

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,700 (+3.35%)	$393,700 (+10.06%) Land $154,200 Building $239,500
2025	$11,081.00 (+143.38%)	$357,700 (+12.97%) Land $129,200 Building $228,500	$357,700 (-) Land $129,200 Building $228,500
2023	$4,553.00 (+22.72%)	$316,633 (+6.93%)	$357,700 (+20.8%) Land $129,200 Building $228,500
2022	$3,710.00	$296,100 Land $119,200 Building $176,900	$296,100 Land $119,200 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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