9441 Silver Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 9441 Silver Oak Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,464 sqft · built 1973
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jun 2025)
Tax Bill	$11,200 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-042635`

Property Details

APN / Parcel Number

Primary APN	`06-042635`
Alternative APNs	`6042635` `042635`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,464 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	1,232 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	042635
Street Address	9441 SILVER OAK RD
City	LA PLATA
State	MD
Zip	20646-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L-12 S-2 & P/O L-13 MT CARMEL ESTS SUB
Legal Subdivision	MT CARMEL ESTS SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9441 SILVER OAK RD, LA PLATA, MD 20646-3628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Special Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Jan 22, 2024 · Amount on File
Deed Book / Page	13681 / 446
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 22, 2024
Property Address	9441 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0131770349
Book / Page	13177 / 349
Map Reference	MB 23 FO 198
Instrument Date	Jan 3, 2024
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9441 SILVER OAK RD, LA PLATA, MD 20646-3628

Mortgage

Document Number	0013177359
Date	Jan 22, 2024
Instrument	13177/359

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9441 SILVER OAK RD, LA PLATA, MD 20646-3628
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113520079
Date	Sep 29, 2020
Book Page	11352/79

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9441 SILVER OAK RD, LA PLATA, MD 20646-3628
Document Number	0101700477
Book / Page	010170 / 000477
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9441 SILVER OAK RD LA PLATA MD 206463628, LA PLATA, MD 20646-3628

Mortgage

Document Number	0101700477
Date	Feb 14, 2018
Book Page	010170/000477

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2038

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,767 (+32.76%)	$576,900 (+59.28%) Land $150,300 Building $426,600
2025	$11,200.00 (+139.01%)
2023	$4,686.00	$326,733	$362,200 Land $125,300 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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