9454 Silver Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 9454 Silver Oak Rd, La Plata, MD 20646

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,484 sqft · built 1972
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Jun 2023)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-044255`

Property Details

APN / Parcel Number

Primary APN	`06-044255`
Alternative APNs	`6044255` `044255`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Gross Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	50,530 sqft
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	044255
Street Address	9454 SILVER OAK RD
City	LA PLATA
State	MD
Zip	20646-3627
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RC
Legal Description	LOT 33 SEC 1 MT CARMEL EST SUB
Legal Subdivision	MT CARMEL EST SUB
Legal Block	1
Legal Lot Number	33
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	851001

Owner

9454 Silver Oak Rd is owned by an individual who bought it in June 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9454 SILVER OAK RD, LA PLATA, MD 20646-3627
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Special Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 30, 2017	Grant Deed, Transfer CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Book / Page	12957 / 167
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0081540353
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 7, 2023
Property Address	9454 SILVER OAK RD, LA PLATA, MD 20646-3627
Document Number	0129570167
Book / Page	12957 / 167
Map Reference	MB 16 FO 26&27
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5590 ARABY PL, INDIAN HEAD, MD 20640-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9454 SILVER OAK RD, LA PLATA, MD 20646-3627

Mortgage

Document Number	0012957177
Date	Jun 7, 2023
Instrument	12957/177

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9454 SILVER OAK RD, LA PLATA, MD 20646-3627
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127170488
Date	Sep 29, 2022
Book Page	12717/488

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 30, 2017
Property Address	9454 SILVER OAK RD, LA PLATA, MD 20646-3627
Document Number	0100820264
Book / Page	010082 / 000264
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9454 SILVER OAK RD LA PLATA MD 206463627, LA PLATA, MD 20646-3627

Mortgage

Document Number	100820269
Date	Nov 30, 2017
Book Page	010082/000269

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9454 Silver Oak Rd was $1,012.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,200 (+3.94%)	$488,600 (+11.81%) Land $151,600 Building $337,000
2025	$1,012.00	$437,000 Land $126,600 Building $310,400	$437,000 Land $126,600 Building $310,400
2023	$5,142.00	$370,133	$437,000 Land $126,600 Building $310,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9454 Silver Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9454 Silver Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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