9458 Silver Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 9458 Silver Oak Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,264 sqft · built 1972
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2023)
Tax Bill	$12,061 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045855`

Property Details

APN / Parcel Number

Primary APN	`06-045855`
Alternative APNs	`6045855` `045855`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	1,564 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	59,242 sqft
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	045855
Street Address	9458 SILVER OAK RD
City	LA PLATA
State	MD
Zip	20646-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 34 SEC 1 MT CARMEL EST SUB
Legal Subdivision	MT CARMEL EST SUB
Legal Block	1
Legal Lot Number	34
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9458 SILVER OAK RD, LA PLATA, MD 20646-3627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed, Transfer BUYERS TITLE, BUYERS TITLE INC
Jul 19, 2021	Deed, Transfer · VA Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Book / Page	13041 / 121
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 1, 2023
Property Address	9458 SILVER OAK RD, LA PLATA, MD 20646-3627
Document Number	0130410121
Book / Page	13041 / 121
Map Reference	MB 16 FO 26&27
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9458 SILVER OAK RD, LA PLATA, MD 20646-3627

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 19, 2021
Property Address	9458 SILVER OAK RD, LA PLATA, MD 20646-3627
Document Number	0119490421
Book / Page	11949 / 421
Map Reference	MB 18 FO 12&13
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9458 SILVER OAK RD, 9458, LA PLATA, MD 20646-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9458 SILVER OAK RD, LA PLATA, MD 20646-3627

Mortgage

Document Number	11949429
Date	Jul 19, 2021
Instrument	11949/429

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,600 (+3.98%)	$442,000 (+11.93%) Land $153,600 Building $288,400
2025	$12,061.00 (+164.73%)	$394,900 (+24.61%) Land $128,600 Building $266,300	$394,900 (-) Land $128,600 Building $266,300
2023	$4,556.00 (+30.84%)	$316,900 (+14.03%)	$394,900 (+42.1%) Land $128,600 Building $266,300
2022	$3,482.00	$277,900 Land $118,600 Building $159,300	$277,900 Land $118,600 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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