945 Upper Ferry Rd, Carthage, TN 37030 Property Records

Smith County property record for 945 Upper Ferry Rd, Carthage, TN 37030

Property Summary

Property Type	Commercial
Details	3 ba · 2,320 sqft · built 2023
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on File
Last Sale	$364,000 (Apr 2022)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`054-004.01`

Property Details

APN / Parcel Number

Primary APN	`054-004.01`
Alternative APNs	`0105405400401` `080054 00401`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,320 sqft Gross Area
1st Floor Area	2,320 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Concrete
Roof Material	Metal
Lot Area	51,401 sqft (1.18 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	945 UPPER FERRY RD
City	CARTHAGE
State	TN
Zip	37030-1640
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	LOT 10 / TACO BELL CAB D SLIDE 328 / CAB D SLIDE 499 (SITE PLANS)
Legal Subdivision	PENLAND PROP
Legal Lot Number	10
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	975100

Owner

945 Upper Ferry Rd, a commercial property, is owned by a company that acquired it in December 2022.

Source: Smith County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1728 GENERAL GEORGE PATTON DR, BRENTWOOD, TN 37027-2860
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Lease, Transfer
Dec 21, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2022	Warranty Deed, Transfer
Mar 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKTENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	20221191
Deed Book / Page	424 / 769
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000440662
Record Updated	Sep 20, 2026

February 2026: Lease, Transfer

Document Type	Lease
Jurisdiction	SMITH TN
Recording Date	Feb 24, 2026
Property Address	945 UPPER FERRY RD, CARTHAGE, TN 37030-1640
Document Number	0000505619
Book / Page	505 / 619
Map Reference	CAB D PG 328
Instrument Date	Feb 1, 2026
Instrument	26000537
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1728 GEORGE PATTON DRIVE #200200, 200200, BRENTWOOD, TN 37027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 GENERAL GEORGE PATTON DR STE 200, 200, BRENTWOOD, TN 37027-2861

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITH TN
Recording Date	Dec 21, 2022
Property Address	945 UPPER FERRY RD, CARTHAGE, TN 37030-1640
Document Number	0000440662
Book / Page	440 / 662
Map Reference	CAB D PG 328
Instrument Date	Dec 19, 2022
Instrument	22004348
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 GENERAL GEORGE PATTON DR, BRENTWOOD, TN 37027-2860

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Apr 4, 2022
Property Address	945 UPPER FERRY RD, CARTHAGE, TN 37030-1640
Document Number	0000424769
Book / Page	424 / 769
Map Reference	CAB D PG 328
Instrument Date	Mar 31, 2022
Instrument	22001191
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$1,346.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 GENERAL GEORGE PATTON DR, BRENTWOOD, TN 37027-2860

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Mar 15, 2021
Property Address	945 UPPER FERRY RD, CARTHAGE, TN 37030-1640
Document Number	0000396778
Book / Page	396 / 778
Map Reference	CAB D PG 328
Instrument Date	Mar 10, 2021
Instrument	21000872
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 LEEVILLE PIKE, LEBANON, TN 37090-8077
Investor	Possibly a Property Investor

Mortgage

Document Number	0021000873
Date	Mar 15, 2021
Instrument	21000873

Lender

Name	BANKTENNESSEE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 945 Upper Ferry Rd was $5,528.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00	$318,960 Land $136,280 Building $182,680	$797,400 Land $340,700 Building $456,700
2023		$318,960 (+309.55%) Land $136,280 Building $182,680
2022		$77,880 Land $77,880	$797,400 Land $340,700 Building $456,700
2019	$1,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 Upper Ferry Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Upper Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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