812 Upper Ferry Rd, Carthage, TN 37030 Property Records

Smith County property record for 812 Upper Ferry Rd, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	1 ba · 850 sqft · built 1955
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (May 2024)
Tax Bill	$262 (2019)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`080054I A 03300`

Property Details

APN / Parcel Number

Primary APN	`080054I A 03300`
Alternative APN	`054I A 03300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	75 ft deep x 65 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	812 UPPER FERRY RD
City	CARTHAGE
State	TN
Zip	37030-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	DISTRICT: 1
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	975100

Owner

812 Upper Ferry Rd is owned by two individuals who bought it in May 2024.

Source: Smith County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1794 BEN GREEN RD, LEBANON, TN 37090-9549
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Deed Document Number	0000468118
Deed Book / Page	137 / 406
Prior Transfer Date	Dec 1, 1995
Prior Transfer Doc	0000137406
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	812 UPPER FERRY RD, CARTHAGE, TN 37030-1608
Document Number	352213
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 UPPER FERRY RD CARTHAGE TN 370301608, CARTHAGE, TN 37030-1608

Mortgage

Document Number	352213
Date	Feb 25, 2019
Book Page	000352/000213
Instrument	529

Lender

Name	WILSON BK&TR
Type	Bank
Address	CARTHAGE, TN 37030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 24, 2029

Tax Assessment & Valuation

Source: Smith County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,525 Land $3,750 Building $27,775
2023		$18,875 (-) Land $3,750 Building $15,125
2022		$18,875 Land $3,750 Building $15,125	$126,100 Land $15,000 Building $111,100
2019	$262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Upper Ferry Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Upper Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20