941 Upper Ferry Rd, Carthage, TN 37030 Property Records

Smith County property record for 941 Upper Ferry Rd, Carthage, TN 37030

Property Summary

Property Type	Commercial Office
Details	3.5 ba · 4,386 sqft · built 2019
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (May 2018)
Tax Bill	$3,293 (2019)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`080054 00408`

Property Details

APN / Parcel Number

Primary APN	`080054 00408`
Alternative APN	`054 00408`

Interior

Full Baths	3.5 Baths
Stories	1 Story
Building Area	4,386 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Construction Type	Concrete
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	211 ft deep x 197 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	941 UPPER FERRY RD
City	CARTHAGE
State	TN
Zip	37030-1628
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	DISTRICT: 1
Legal Subdivision	PENLAND PROP
Legal Lot Number	9 197
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	975100

Owner

Source: Smith County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3080 LEEVILLE PIKE, LEBANON, TN 37090-8077
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage BANKTENNESSEE
May 29, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	0000033973
Deed Book / Page	339 / 73
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	941 UPPER FERRY RD, CARTHAGE, TN 37030-1628
Document Number	379708
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 LEEVILLE PIKE LEBANON TN 370908077, LEBANON, TN 37090-8077

Mortgage

Document Number	379708
Date	Jul 9, 2020
Book Page	000379/000708
Instrument	2064

Lender

Name	BANKTENNESSEE
Type	Bank
Address	LEBANON, TN 37087

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2040

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	May 29, 2018
Property Address	941 UPPER FERRY RD, CARTHAGE, TN 37030-1628
Document Number	33973
Book / Page	000339 / 000073
Instrument Date	May 29, 2018
Instrument	1553
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$510.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 LEEVILLE PIKE LEBANON TN 370908077, LEBANON, TN 37090-8077

Tax Assessment & Valuation

Source: Smith County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$286,800 (-1.08%) Land $72,000 Building $214,800
2023		$289,920 (-) Land $72,000 Building $217,920
2022		$289,920 Land $72,000 Building $217,920	$717,000 Land $180,000 Building $537,000
2019	$3,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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