938 Upper Ferry Rd, Carthage, TN 37030 Property Records

Smith County property record for 938 Upper Ferry Rd, Carthage, TN 37030

Property Summary

Property Type	Commercial Office
Details	6,500 sqft · built 2022
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Mar 2020)
Tax Bill	$956 (2019)
Deeds & Mortgages	Mar 2020 Sale Mar 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`080054 00404`

Property Details

APN / Parcel Number

Primary APN	`080054 00404`
Alternative APN	`054 00404`

Interior

Stories	1 Story
Building Area	6,500 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Construction Type	Concrete
Foundation Type	Footing
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	938 UPPER FERRY RD
City	CARTHAGE
State	TN
Zip	37030-1611
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C-2
Legal Description	DISTRICT: 1
Legal Subdivision	PENLAND PROP
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	975100

Owner

Source: Smith County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2768 N HIGHLAND AVE, JACKSON, TN 38305-1764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Correction Deed, Transfer ATTORNEY ONLY
Aug 10, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	0000373451
Deed Book / Page	373 / 451
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Mar 31, 2020
Property Address	938 UPPER FERRY RD, CARTHAGE, TN 37030-1611
Document Number	373453
Book / Page	000373 / 000453
Instrument Date	Mar 31, 2020
Instrument	941
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 N HIGHLAND AVE JACKSON TN 383051764, JACKSON, TN 38305-1764

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SMITH TN
Recording Date	Mar 31, 2020
Property Address	938 UPPER FERRY RD, CARTHAGE, TN 37030-1611
Document Number	373448
Book / Page	000373 / 000448
Instrument Date	Mar 31, 2020
Instrument	940
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	942 UPPER FERRY RD CARTHAGE TN 370301611, CARTHAGE, TN 37030-1611

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SMITH TN
Recording Date	Aug 10, 2017
Property Address	938 UPPER FERRY RD, CARTHAGE, TN 37030-1611
Document Number	324535
Book / Page	000324 / 000535
Instrument Date	Aug 7, 2017
Instrument	2252
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7032 W SAND LAKE RD #102 ORLANDO FL 32819, 102, ORLANDO, FL 32819

Mortgage

Document Number	324540
Date	Aug 10, 2017
Book Page	000324/000540
Instrument	2253

Lender

Name	WELLS FARGO BK
Type	Bank
Address	800 N MAGNOLIA AVE # 900, ORLANDO, FL 32803-3264

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2022

Tax Assessment & Valuation

Source: Smith County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$384,840 (+1.47%) Land $100,800 Building $284,040
2024		$379,280 (-) Land $100,800 Building $278,480
2023		$379,280 (+13.69%) Land $100,800 Building $278,480
2022		$333,600 Land $100,800 Building $232,800	$962,100 Land $252,000 Building $710,100
2019	$956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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