945 Howell River Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 945 Howell River Rd, Rutledge, TN 37861

Property Summary

Property Type	Mobile Home
Details	1,118 sqft · built 2002
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$53,609 (Nov 2020)
Tax Bill	$306 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029088 00413`

Property Details

APN / Parcel Number

Primary APN	`029088 00413`
Alternative APN	`088 00413`

Interior

Building Area	1,118 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	945 HOWELL RIVER RD
City	RUTLEDGE
State	TN
Zip	37861-4312
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Legal Subdivision	SMOKEY SHOALS
Legal Lot Number	12
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1026
Census Tract	500200

Owner

Source: Grainger County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9821 COGDILL RD, 2, KNOXVILLE, TN 37932-3379
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage SERVIS ONE INC
May 26, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC
Nov 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202010970
Deed Book / Page	389 / 1203
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000010970
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	945 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312

Mortgage

Document Number	0000003627
Date	Dec 29, 2023
Book Page	420/108
Instrument	23003627

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Jun 1, 2047

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	May 26, 2022
Property Address	945 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	0000001900
Book / Page	405 / 1305
Map Reference	CAB 4 SL 161
Instrument Date	May 20, 2022
Instrument	22001900
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312

Mortgage

Document Number	0000001901
Date	May 26, 2022
Instrument	22001901

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Nov 16, 2020
Property Address	945 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	0000010970
Book / Page	000389 / 001203
Instrument Date	Nov 9, 2020
Instrument	10970
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5709 POSTON WAY #225 KNOXVILLE TN 379185580, 225, KNOXVILLE, TN 37918-5580

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$306.00	$13,025 (-) Land $3,475 Building $9,550
2024	$306.00	$13,025 (-) Land $3,475 Building $9,550
2023	$306.00 (+2.34%)	$13,025 (-) Land $3,475 Building $9,550
2022	$299.00	$13,025 Land $3,475 Building $9,550
2021			$52,100 Land $13,900 Building $38,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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