915 Howell River Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 915 Howell River Rd, Rutledge, TN 37861

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 2018
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on File
Last Sale	$229,999 (Aug 2023)
Tax Bill	$835 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029088 00414`

Property Details

APN / Parcel Number

Primary APN	`029088 00414`
Alternative APN	`088 00414`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Porch	Patio
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	915 HOWELL RIVER RD
City	RUTLEDGE
State	TN
Zip	37861-4312
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Legal Subdivision	SMOKEY SHOALS
Legal Lot Number	13
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1026
Census Tract	500200

Owner

915 Howell River Rd, a mobile home, is owned by a company that bought it in August 2023.

Source: Grainger County records, as of June 16, 2026

Owner of Record	Company Name on File
Mailing Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC
Sep 12, 2019	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Dec 28, 2020	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Nov 16, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PNC BANK NA
Aug 20, 2018	Warranty Deed, Transfer CERTIFIED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	20232363
Deed Book / Page	417 / 657
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 24, 2023
Property Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	0000002363
Book / Page	417 / 657
Map Reference	MB 4 PG 161
Instrument Date	Aug 18, 2023
Instrument	23002363
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SCRUFFY CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312

Mortgage

Document Number	0000002364
Date	Aug 24, 2023
Instrument	23002364

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006039
Date	Sep 12, 2019
Book Page	378/1275
Instrument	19006039

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 28, 2020
Property Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	11485
Book / Page	390 / 1487
Map Reference	CAB 4 SL 161
Instrument Date	Dec 11, 2020
Instrument	20011485
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312

Mortgage

Document Number	0000011486
Date	Dec 28, 2020
Book Page	390/1489
Instrument	20011486

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Nov 16, 2018
Property Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	3184
Book / Page	372 / 1659
Map Reference	CAB 4 SL 161
Instrument Date	Nov 9, 2018
Instrument	18003184
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021
Title Company	CERTIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$44.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312

Mortgage

Document Number	3185
Date	Nov 16, 2018
Instrument	18003185

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 20, 2018
Property Address	915 HOWELL RIVER RD, RUTLEDGE, TN 37861-4312
Document Number	0000002252
Book / Page	000370 / 001806
Instrument Date	Aug 16, 2018
Instrument	2252
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Tax	$44.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 915 Howell River Rd was $835.

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00	$35,525 (-) Land $6,100 Building $29,425
2024	$835.00	$35,525 (-) Land $6,100 Building $29,425
2023	$835.00 (+2.33%)	$35,525 (-) Land $6,100 Building $29,425
2022	$816.00	$35,525 Land $6,100 Building $29,425
2021			$142,100 Land $24,400 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 915 Howell River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 Howell River Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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