Grainger County property record for 912 Howell River Rd, Rutledge, TN 37861
| Property Type | Mobile Home |
|---|---|
| Details | 1,680 sqft · built 2002 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $415 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029088 00412 |
| Primary APN | 029088 00412 |
|---|---|
| Alternative APN |
|
| Building Area | 1,680 sqft Living Area |
|---|---|
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 115,870 sqft (2.66 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 912 HOWELL RIVER RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4313 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Legal Subdivision | SMOKEY SHOALS |
| Legal Lot Number | 11 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 500200 |
912 Howell River Rd, a mobile home, is owned by two individuals who acquired it in December 2013.
Source: Grainger County records, as of January 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 98, RUTLEDGE, TN 37861-0098 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2013 |
| Deed Sale | Dec 28, 2013 |
| Deed Document Number | 0003401012 |
| Deed Book / Page | IN325 / 728 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 11016027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 912 HOWELL RIVER RD, RUTLEDGE, TN 37861-4313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 668 RIDGE RD, CARYVILLE, TN 37714-3216 |
| Document Number | 0000000748 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 421/1442 |
| Instrument | 24000748 |
| Name | CITIZENS BANK & TRUST CO OF GRAINGER COU |
|---|---|
| Type | Private Party |
| Address | 870 RUTLEDGE PIKE, BLAINE, TN 37709 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 227 Months |
| Due | Mar 29, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 29, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 12.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 15.2% |
The 2025 property tax bill for 912 Howell River Rd was $415.
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415.00 | $17,675 (-) Land $5,700 Building $11,975 | |
| 2024 | $415.00 | $17,675 (-) Land $5,700 Building $11,975 | |
| 2023 | $415.00 (+2.22%) | $17,675 (-) Land $5,700 Building $11,975 | |
| 2022 | $406.00 | $17,675 Land $5,700 Building $11,975 | |
| 2021 | $70,700 Land $22,800 Building $47,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Howell River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Howell River Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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