1202 Howell River Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 1202 Howell River Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 2024
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2025)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029088 00659`

Property Details

APN / Parcel Number

Primary APN	`029088 00659`
Alternative APN	`088 00659`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	260,489 sqft (5.98 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1202 HOWELL RIVER RD
City	RUTLEDGE
State	TN
Zip	37861-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G03
Legal Subdivision	LOOKOUT SUBDIVISION PHASE 3
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1039
Census Tract	500200

Owner

1202 Howell River Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Grainger County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1202 HOWELL RIVER RD, RUTLEDGE, TN 37861-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CTR
Mar 3, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 7, 2023	Warranty Deed, Transfer
Oct 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Feb 12, 2024 · Amount on File
Deed Document Number	2025621
Deed Book / Page	428 / 580
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Recording Date	May 6, 2026
Property Address	1202 HOWELL RIVER RD, RUTLEDGE, TN 37861-4527
Document Number	0000001519
Book / Page	436 / 231
Instrument Date	May 1, 2026
Instrument	20261519
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MABE LN, RUTLEDGE, TN 37861-5415

Mortgage

Document Number	0000001519,
Date	May 6, 2026
Book Page	436/231
Instrument	20261519

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Mar 3, 2025
Property Address	1202 HOWELL RIVER RD, RUTLEDGE, TN 37861-4527
Document Number	0000000621
Book / Page	INST428 / 580
Map Reference	MB 1 PG 254
Instrument Date	Feb 28, 2025
Instrument	25000621
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725

Mortgage

Document Number	0000000622
Date	Mar 3, 2025
Instrument	25000622

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 7, 2023
Property Address	1202 HOWELL RIVER RD, RUTLEDGE, TN 37861-4527
Document Number	0000003417
Book / Page	419 / 1170
Map Reference	MB 366 PG 266
Instrument Date	Dec 6, 2023
Instrument	23003417
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 RUTLEDGE PIKE, BLAINE, TN 37709-2833

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Oct 13, 2023
Property Address	1202 HOWELL RIVER RD, RUTLEDGE, TN 37861-4527
Document Number	0000002869
Book / Page	418 / 869
Instrument Date	Sep 29, 2023
Instrument	23002869
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 237, TAZEWELL, TN 37879-0237

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Howell River Rd was $1,139, up 309.7% from the year before.

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+309.71%)	$48,475 (+309.94%) Land $11,825 Building $36,650
2024	$278.00	$11,825 (-) Land $11,825
2023		$11,825 (-) Land $11,825
2022		$11,825 Land $11,825
2021			$193,900 Land $47,300 Building $146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1202 Howell River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Howell River Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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