945 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 945 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 2018
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2026)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-3000-27227`

Property Details

APN / Parcel Number

Primary APN	`2-3000-27227`
Alternative APN	`31735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,628 sqft
Upper Floors Area	2,021 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	191 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31735
Street Address	945 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	VINEYARDS/STONECREEKFALLS PH
Legal Phase	1
Legal Lot Number	10
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	22409

Owner

Source: Spartanburg County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
Oct 26, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Aug 22, 2018
Deed Document Number	2026-09203
Deed Book / Page	156-N / 592
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 3, 2026
Property Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000009203
Book / Page	156-N / 592
Map Reference	MB 168 PG 123
Instrument Date	Aug 18, 2025
Instrument	2026-09203
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000009204
Date	Mar 3, 2026
Instrument	2026-9204

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040513
Date	Sep 11, 2020
Book Page	5896/720
Instrument	2020-40513

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 22, 2018
Property Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000038557
Book / Page	00120W / 000409
Instrument Date	Jul 10, 2018
Instrument	38557
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 GARNET CIR CHESNEE SC 293238048, CHESNEE, SC 29323-8048

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 11, 2018
Property Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000031083
Book / Page	00120J / 000564
Instrument Date	Apr 12, 2018
Instrument	31083
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GARNET CIR CHESNEE SC 293238048, CHESNEE, SC 29323-8048

Mortgage

Document Number	31084
Date	Jul 11, 2018
Book Page	005473/000434
Instrument	31084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Property Address	945 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000052755
Book / Page	005364 / 000785
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	955 W WADE HAMPTON BLVD #7 GREER SC 296501293, 7, GREER, SC 29650-1293
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (+0.56%)	$10,230 (-) Land $1,868 Building $8,362	$301,200 (-) Land $55,000 Building $246,200
2024	$1,789.00 (+1.25%)
2023	$1,767.00	$10,230 Land $1,868 Building $8,362	$301,200 Land $55,000 Building $246,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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