929 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 929 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 2016
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (May 2024)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-3000-27223`

Property Details

APN / Parcel Number

Primary APN	`2-3000-27223`
Alternative APN	`31731`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	2,808 sqft
Upper Floors Area	2,166 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31731
Street Address	929 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	VINEYARDS/STONECREEKFALLS PH
Legal Phase	1
Legal Lot Number	6
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	22409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	929 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
May 10, 2024	Deed, Transfer · FHA Mortgage LOWER LLC
Nov 2, 2020	Grant Deed, Transfer OTHER
Mar 19, 2018	Deed, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	DEE-2024-18243
Deed Book / Page	146L / 304
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	929 GARNET CIR, CHESNEE, SC 29323-8048
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 MOORE ST, PACOLET, SC 29372-3212

Mortgage

Document Number	0000019537
Date	May 20, 2024
Book Page	6760/856
Instrument	2024-19537

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 10, 2024
Property Address	929 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000018243
Book / Page	146-L / 304
Map Reference	MB 168 PG 123
Instrument Date	May 10, 2024
Instrument	2024-18243
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	929 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000018244
Date	May 10, 2024
Instrument	2024-18244

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Nov 2, 2020
Property Address	929 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000050425
Book / Page	00129V / 000885
Instrument Date	Oct 30, 2020
Instrument	50425
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$992.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 GARNET CIR CHESNEE SC 293238048, CHESNEE, SC 29323-8048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 19, 2018
Property Address	929 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000011473
Book / Page	118-Z / 0234
Map Reference	MB168 PG2005
Instrument Date	Mar 16, 2018
Instrument	2018-11473
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	929 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000011474
Date	Mar 19, 2018
Instrument	2018-11474

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,523.00 (+298.09%)	$23,394 (+89.76%) Land $3,300 Building $20,094	$389,900 (+21.43%) Land $55,000 Building $334,900
2024	$2,141.00 (+1.28%)
2023	$2,114.00	$12,328 Land $2,112 Building $10,216	$321,100 Land $55,000 Building $266,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garnet Cir

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