949 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 949 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,075 sqft · built 2017
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$236,654 (Apr 2017)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-3000-27228`

Property Details

APN / Parcel Number

Primary APN	`2-3000-27228`
Alternative APN	`31736`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	2,622 sqft
Upper Floors Area	2,129 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31736
Street Address	949 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	VINEYARDS/STONECREEKFALLS PH
Legal Phase	1
Legal Lot Number	11
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	22409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	949 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	2017-17712
Record Updated	Jun 8, 2026

April 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 20, 2017
Property Address	949 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000017712
Instrument Date	Mar 28, 2017
Instrument	2017-17712
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$878.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	949 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000017713
Date	Apr 20, 2017
Instrument	2017-17713

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (+0.53%)	$10,884 (-) Land $1,940 Building $8,944	$308,600 (-) Land $55,000 Building $253,600
2024	$1,898.00 (+1.28%)
2023	$1,874.00	$10,884 Land $1,940 Building $8,944	$308,600 Land $55,000 Building $253,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garnet Cir

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