925 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 925 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 2016
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Jun 2016)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-3000-27222`

Property Details

APN / Parcel Number

Primary APN	`2-3000-27222`
Alternative APN	`31730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,868 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31730
Street Address	925 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	STONECREEK FALLS PH I
Legal Phase	1
Legal Lot Number	5
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	22409

Owner

925 Garnet Cir is owned and occupied by an individual who bought it in June 2016.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	925 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on File
Deed Sale	Jun 6, 2016 · Amount on File
Deed Document Number	2016-23690
Deed Book / Page	112-H / 0967
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	925 GARNET CIR, CHESNEE, SC 29323-8048
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052364
Date	Sep 16, 2021
Book Page	6199/899
Instrument	2021-52364

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	925 GARNET CIR, CHESNEE, SC 29323-8048
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011649
Date	Mar 19, 2025
Book Page	6935/640
Instrument	2025-11649

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 925 Garnet Cir was $2,044, up 0.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 (+0.49%)	$11,691 Land $1,822 Building $9,869	$352,900 Land $55,000 Building $297,900
2024	$2,034.00 (+1.29%)
2023	$2,008.00	$11,691 Land $1,822 Building $9,869	$352,900 Land $55,000 Building $297,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 Garnet Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Garnet Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garnet Cir

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