Fannin County property record for 945 Co Rd 4945, Leonard, TX 75452
| Property Type | Single Family Home |
|---|---|
| Details | 2,160 sqft · built 2023 |
| Lot Size | 5.34 acres (233,046 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,021 (2024) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1251-001-0020-02 |
| Primary APN | 1251-001-0020-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,160 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Lot Area | 233,046 sqft (5.34 acres) |
| Account Number | 1251-001-0020-02 |
|---|---|
| Street Address | 945 COUNTY ROAD 4945 |
| City | LEONARD |
| State | TX |
| Zip | 75452-4988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A1251 S MORRISON, ACRES 5.35 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950701 |
945 Co Rd 4945 is owned and occupied by two individuals who acquired it in August 2021.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 COUNTY ROAD 4945, LEONARD, TX 75452-4988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 |
| Deed Sale | Aug 18, 2021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 945 COUNTY ROAD 4945, LEONARD, TX 75452 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4484 COUNTY ROAD 1006, MCKINNEY, TX 75071-6613 |
| Document Number | 2023001910 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023001910 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $596,430 Land $260,010 Building $336,420 | $596,430 Land $260,010 Building $336,420 | |
| 2024 | $7,021.00 | ||
| 2023 | $167,680 Land $167,680 | $167,680 Land $167,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Co Rd 4945 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Co Rd 4945 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 360 Broadband Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Rise Broadband Fixed Wireless | 300 / 60 |
May also be available: Nextlink.
5G and 4G LTE (outdoors only)
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