945 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 945 Brandy Oaks Loop, Winter Garden, FL 34787 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage2,020 sqft Living Area
Lot Size5,568 sqft (0.128 acres)
GarageAttached, 400 sqft
Last Sale$199,600 (2011)
Tax Bill$3,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-22-27-6124-01-390
Alternative APNs
  • 272222612401390
  • 118196
  • 118979
  • 120361

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,020 sqft Living Area
Gross Area2,719 sqft Gross Area
1st Floor930 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,568 sqft (0.128 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area107 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address945 BRANDY OAKS LO
CityWINTER GARDEN
StateFL
Zip34787
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKS AT BRANDY LAKE 68/51 LOT 139
Legal Range27E
Legal Township22S
Legal Section22
Legal SubdivisionOAKS AT BRANDY LAKE
Legal Tract6124
Legal Block1
Legal Lot Number139
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup2
Census Block2034
Census Tract17302

Owner

Source: Orange County records · APN 22-22-27-6124-01-390

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address945 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BK
Mar 15, 2011Loan Modification, Mortgage · Conventional Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2011 · Amount on Record
Deed SaleMar 25, 2011 · Amount on Record
Deed Doc Number2011157253
Deed Book / Page10190 / 8927
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address945 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number0000621612
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 BRANDY OAKS LOOP WINTER GARDEN FL 347872439, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number0000621612
DateOct 07, 2019
Instrument621612
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

March 2011: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address945 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number0000422329
Instrument DateMar 15, 2011
Transaction TypeMortgage
Record UpdatedAug 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 BRANDY OAKS LOOP WINTER GARDEN FL 347872439, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number0000422329
DateJul 17, 2018
Instrument422329
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJul 16, 2041

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$235,659 (+2.7%)$413,470 (-7.72%) Land $125,000 Building $288,470
2025$3,078.00 (+5.37%) Homeowner's exemption$229,463 (+5.99%)$448,080 (+9.42%) Land $125,000 Building $323,080
2024$2,921.00 (+3.99%)
2023$2,809.00 (+3.31%) Homeowner's exemption$216,501 (+3%)$409,488 (+33.58%) Land $125,000 Building $284,488
2022$2,719.00 Homeowner's exemption$210,195$306,557 Land $90,000 Building $216,557

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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