909 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 909 Brandy Oaks Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,192 sqft · built 2010
Lot Size	0.17 acres (7,393 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2025)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-22-27-6124-01-330`

Property Details

APN / Parcel Number

Primary APN	`22-22-27-6124-01-330`
Alternative APNs	`272222612401330` `118188` `118972` `120354`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,393 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	909 BRANDY OAKS LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKS AT BRANDY LAKE 68/51 LOT 133
Legal Range	27E
Legal Township	22S
Legal Section	22
Legal Subdivision	OAKS AT BRANDY LAKE
Legal Tract	6124
Legal Block	1
Legal Lot Number	133
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2034
Census Tract	17302

Owner

909 Brandy Oaks Loop is owned by two individuals who bought it in September 2025.

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	909 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Dec 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Document Number	2025545544
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0000699335
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 19, 2025
Property Address	909 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number	0000545544
Map Reference	MB 68 PG 51
Instrument Date	Sep 16, 2025
Instrument	20250545544
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	396 NEWTON PL, LONGWOOD, FL 32779-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	0000545545
Date	Sep 19, 2025
Instrument	20250545545

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 4, 2018
Property Address	909 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number	0000699335
Instrument Date	Nov 28, 2018
Instrument	699335
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BRANDY OAKS LOOP WINTER GARDEN FL 347872439, WINTER GARDEN, FL 34787-2439

Tax Assessment & Valuation

The 2025 property tax bill for 909 Brandy Oaks Loop was $3,500, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,042 (+2.6%)	$470,190 (-2.08%) Land $125,000 Building $345,190
2025	$3,500.00 (+5.33%) Homeowner's exemption	$255,394 (+2.9%)	$480,190 (+4.19%) Land $125,000 Building $355,190
2024	$3,323.00 (+3.91%) Homeowner's exemption	$248,196 (+3%)	$460,884 (+5.72%) Land $125,000 Building $335,884
2023	$3,198.00 (+3.19%) Homeowner's exemption	$240,967 (+3%)	$435,950 (+32.9%) Land $125,000 Building $310,950
2022	$3,099.00 Homeowner's exemption	$233,949	$328,026 Land $90,000 Building $238,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Brandy Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Brandy Oaks Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

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