903 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 903 Brandy Oaks Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 2010
Lot Size	0.159 acres (6,921 sqft)
Owner	Individual Name on Record
Last Sale	$208,200 (Jun 2010)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-22-27-6124-01-320`

Property Details

APN / Parcel Number

Primary APN	`22-22-27-6124-01-320`
Alternative APNs	`272222612401320` `118187` `118971` `120353`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,921 sqft (0.159 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	903 BRANDY OAKS LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKS AT BRANDY LAKE 68/51 LOT 132
Legal Range	27E
Legal Township	22S
Legal Section	22
Legal Subdivision	OAKS AT BRANDY LAKE
Legal Tract	6124
Legal Block	1
Legal Lot Number	132
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2034
Census Tract	17302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	903 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2010 · Amount on Record
Deed Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	2010318884
Deed Book / Page	10054 / 3107
Last Transfer Date	Apr 8, 2021
Transfer Doc	20210225078
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	903 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	0000706657
Date	Nov 23, 2022
Instrument	20220706657

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Apr 14, 2021
Property Address	903 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number	20210225078
Map Reference	MB 68 PG 51-57
Instrument Date	Apr 8, 2021
Instrument	20210225078
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	20210225079
Date	Apr 14, 2021
Instrument	20210225079

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,964 (+2.7%)	$438,450 (-1.1%) Land $125,000 Building $313,450
2025	$3,003.00 (+5.37%) Homeowner's exemption	$224,892 (+5.99%)	$443,340 (+9.35%) Land $125,000 Building $318,340
2024	$2,850.00 (+4.01%)
2023	$2,740.00 (+3.32%) Homeowner's exemption	$212,188 (+3%)	$405,447 (+33.58%) Land $125,000 Building $280,447
2022	$2,652.00 Homeowner's exemption	$206,008	$303,518 Land $90,000 Building $213,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

Nearby Properties on Brandy Oaks Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures