915 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 915 Brandy Oaks Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2010
Lot Size	0.153 acres (6,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,700 (Sep 2019)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-22-27-6124-01-340`

Property Details

APN / Parcel Number

Primary APN	`22-22-27-6124-01-340`
Alternative APNs	`272222612401340` `118190` `118973` `120356`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,670 sqft (0.153 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	915 BRANDY OAKS LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKS AT BRANDY LAKE 68/51 LOT 134
Legal Range	27E
Legal Township	22S
Legal Section	22
Legal Subdivision	OAKS AT BRANDY LAKE
Legal Tract	6124
Legal Block	1
Legal Lot Number	134
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2034
Census Tract	17302

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	2019603222
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	0000077295
Date	Feb 10, 2026
Instrument	20260077295

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number	0000444246
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	915 BRANDY OAKS LOOP WINTER GARDEN FL 347872439, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	0000444246
Date	Aug 24, 2020
Instrument	444246

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 27, 2019
Property Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439
Document Number	0000603222
Map Reference	MB 68 PG 51
Instrument Date	Sep 26, 2019
Instrument	20190603222
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,237.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13115 S SUNSET TER, 13115, WINTER GARDEN, FL 34787-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2439

Mortgage

Document Number	0000603223
Date	Sep 27, 2019
Instrument	20190603223

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,452 (+2.7%)	$440,580 (-1.11%) Land $125,000 Building $315,580
2025	$4,344.00 (+5.31%) Homeowner's exemption	$307,159 (+5.99%)	$445,520 (+9.38%) Land $125,000 Building $320,520
2024	$4,125.00 (+3.77%)
2023	$3,975.00 (+3.09%) Homeowner's exemption	$289,808 (+3%)	$407,310 (+33.68%) Land $125,000 Building $282,310
2022	$3,856.00 Homeowner's exemption	$281,367	$304,695 Land $90,000 Building $214,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

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