945 98th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 945 98th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,509 sqft · built 1976
Lot Size	0.12 acres (5,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Dec 2020)
Tax Bill	$10,257 (2024)
Deeds & Mortgages	Dec 2020 Sale Jul 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00352400-000000`

Property Details

APN / Parcel Number

Primary APN	`00352400-000000`
Alternative APNs	`06663300352400000000` `1430072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	5,220 sqft (0.12 acres)
Lot Dimensions	87 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	976 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	108 sqft
Patio Area	291 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1430072
Street Address	945 98TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3377
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	IS
Legal Description	LOT 13 J L RIBBLE SUBD PB4-163 KEY VACA OR80-225 OR485-121 OR826-1647 OR1644-1923 OR1674-1254 OR2892-412 OR3060-1462
Legal Range	33E
Legal Township	66S
Legal Section	06
Legal Subdivision	J.L. RIBBLE SUBD
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3306 DEL PRADO BLVD S, CAPE CORAL, FL 33904-7247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer ATTORNEY
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREENBOX LNS
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Feb 1, 1971 · Amount on Record
Deed Document Number	20202293444
Deed Book / Page	3060 / 1462
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0028920412
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 4, 2020
Property Address	945 98TH STREET OCEAN, MARATHON, FL 33050-3377
Document Number	0030601462
Book / Page	3060 / 1462
Map Reference	MB 4 PG 163
Instrument Date	Dec 4, 2020
Instrument	2293444
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 W PALM AIRE DR, 432, POMPANO BEACH, FL 33069-5544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 DEL PRADO BLVD S, CAPE CORAL, FL 33904-7247

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	945 98TH STREET OCEAN, MARATHON, FL 33050-3377
Document Number	0029171235
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W PALM AIRE DR POMPANO BEACH FL 330695544, POMPANO BEACH, FL 33069-5544

Mortgage

Document Number	0029171235
Date	Jul 18, 2018
Book Page	002917/001235
Instrument	2178471

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 15, 2018
Property Address	945 98TH STREET OCEAN, MARATHON, FL 33050-3377
Document Number	0028920412
Book / Page	002892 / 000412
Instrument Date	Feb 7, 2018
Instrument	2155555
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W PALM AIRE DR POMPANO BEACH FL 330695544, POMPANO BEACH, FL 33069-5544

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,055,030 (-21.86%) Land $740,461 Building $314,569	$1,055,030 (-21.86%) Land $740,461 Building $314,569
2024	$10,257.00 (+4.39%)
2023	$9,826.00 (+25.88%)	$1,350,122 (+66.72%) Land $1,008,216 Building $341,906	$1,350,122 (+66.72%) Land $1,008,216 Building $341,906
2022	$7,806.00	$809,820 Land $451,737 Building $358,083	$809,820 Land $451,737 Building $358,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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