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757 98th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 757 98th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,512 sqft · built 1978
Lot Size0.12 acres (5,220 sqft)
Owner2 Individual Names on Record
Last Sale$980,000 (Apr 2024)
Tax Bill$8,079 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00352340-000000

Property Details

APN / Parcel Number

Primary APN00352340-000000
Alternative APNs
  • 06663300352340000000
  • 1430013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area5,220 sqft (0.12 acres)
Lot Dimensions87 ft deep x 60 ft wide
View / LotCanal
Garage TypeCovered
Garage Area552 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area812 sqft
Patio Area120 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1430013
Street Address757 98TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 7 J L RIBBLE SUBD PB4-163 KEY VACA OR80-225 OR556-977 OR751-415 OR774-114 OR810-327 OR818-1021 OR1009-2442 OR1073-2180 OR1165-570 OR1268-318 OR1567-1162 OR1944-301 OR2677-698 OR3273-1036
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionJ.L. RIBBLE SUBD
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address757 98TH STREET OCEAN, MARATHON, FL 33050-3317
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
DESJARDINS BANK
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleMar 31, 2014 · Amount on Record
Deed Document Number20242459608
Deed Book / Page3273 / 1036
Prior Transfer DateOct 21, 2003
Prior Transfer Doc0019440301
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address757 98TH STREET OCEAN, MARATHON, FL 33050-3317
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 BOUL ALLARD, QUEBEC XX

Mortgage

Document Number0033661473
DateFeb 17, 2026
Book Page3366/1473
Instrument2532286
Lender
NameDESJARDINS BANK
TypeBank
AddressHALLANDALE, FL 33009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 1, 2031
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.25%
Index1-Year CMT
Max Rate11.2%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address757 98TH STREET OCEAN, MARATHON, FL 33050-3317
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031161809
DateAug 2, 2021
Book Page3116/1809
Instrument2333084
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,079.00 (+9.31%)$874,087 (-15.76%) Land $617,065 Building $257,022$874,087 (-15.76%) Land $617,065 Building $257,022
2024$7,391.00 (+3.94%)
2023$7,111.00 (+10.27%)$1,037,574 (+32.64%) Land $806,590 Building $230,984$1,037,574 (+32.64%) Land $806,590 Building $230,984
2022$6,449.00$782,235 Land $587,225 Building $195,010$782,235 Land $587,225 Building $195,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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