Monroe County property record for 765 98th St Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,456 sqft · built 1981 |
| Lot Size | 0.147 acres (6,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Feb 1975) |
| Tax Bill | $8,601 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00352360-000000 |
| Primary APN | 00352360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,420 sqft (0.147 acres) |
| Lot Dimensions | 87 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,221 sqft |
| Deck Area | 177 sqft |
| Patio Area | 207 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1430030 |
|---|---|
| Old Parcel Number | 06663300352360000000 |
| Street Address | 765 98TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 J L RIBBLE SUBD PB4-163 KEY VACA OR80-225 OR610-658 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 06 |
| Legal Subdivision | J.L. RIBBLE SUBD |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 971100 |
765 98th St Ocean is owned by an individual who bought it in February 1975.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 WYNNDEMERE CT, CAPE MAY COURT HOUSE, NJ 08210-1885 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1975 · Amount on File |
| Deed Sale | Feb 1, 1975 · Amount on File |
| Deed Document Number | 0000610658 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,114,428 Land $740,458 Building $373,970 | $1,114,428 Land $740,458 Building $373,970 | |
| 2024 | $8,601.00 (+4.48%) | ||
| 2023 | $8,232.00 (+10.27%) | $1,169,480 (+30.66%) Land $806,590 Building $362,890 | $1,169,480 (+30.66%) Land $806,590 Building $362,890 |
| 2022 | $7,465.00 | $895,052 Land $587,225 Building $307,827 | $895,052 Land $587,225 Building $307,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 98th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 569 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 748 units insured incl. 179 condo units |
| Nearby Flood Claims | 1,492 (1978–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 765 98th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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