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895 98th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 895 98th St Ocean, Marathon, FL 33050

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4 ba · 1,517 sqft · built 1979
Lot Size0.147 acres (6,420 sqft)
OwnerIndividual Name on File
Last Sale$472,500 (Feb 2018)
Tax Bill$6,630 (2024)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00352390-000000

Property Details

APN / Parcel Number

Primary APN00352390-000000
Alternative APNs
  • 06663300352390000000
  • 1430064

Interior

Bedrooms4 Beds
Full Baths4 Baths
Units2 Units
Stories2 Stories
Building Area1,517 sqft Total Area
1st Floor Area1,517 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2004
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area6,420 sqft (0.147 acres)
Lot Dimensions87 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Patio Area470 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1430064
Old Parcel Number06663300352390000000
Street Address895 98TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3378
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLT 12 J L RIBBLE SUBD PB4-163 KEY VACA OR80-225 OR463-15 OR752-1035 OR851-1943 OR935-1212D/C/AFF OR935-1215 OR1347-588/89
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionJ.L. RIBBLE SUBD
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

895 98th St Ocean, a residential property, is owned and occupied by an individual who bought it in February 2018.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address885 98TH STREET OCEAN, MARATHON, FL 33050-3378
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on File
Deed SaleFeb 26, 2018 · Amount on File
Prior SaleNov 1, 2006 · Amount on File
Deed Document Number2156803
Deed Book / Page2893 / 0866
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 26, 2018
Property Address895 98TH STREET OCEAN, MARATHON, FL 33050-3378
Document Number0028930866
Book / Page2893 / 0866
Map ReferenceMB4 PG163
Instrument DateFeb 21, 2018
Instrument2156803
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$3,307.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 47TH STREET GULF # GULF3, 1, MARATHON, FL 33050-2352

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 47TH STREET GULF UNIT 3, 3, MARATHON, FL 33050-2352

Mortgage

Document Number0002156804
DateFeb 26, 2018
Instrument2156804
Lender
NameIBERIABANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$730,160$1,035,504 Land $740,458 Building $295,046
2024$6,630.00 (+4.13%)
2023$6,367.00 (+11.9%) Homeowner's exemption$726,690 (+26.9%)$1,095,056 (+69.03%) Land $806,590 Building $288,466
2022$5,690.00 Homeowner's exemption$572,628$647,858 Land $361,408 Building $286,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 98th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 895 98th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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