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944 SE Waterside Way, Stuart, FL 34997 Property Records

Martin County property record for 944 SE Waterside Way, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,668 sqft · built 1998
Lot Size1.43 acres (62,596 sqft)
Owner2 Individual Names on File
Last Sale$553,000 (Feb 2020)
Tax Bill$8,117 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Feb 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-39-41-006-000-0041.0-2-0000

Property Details

APN / Parcel Number

Primary APN04-39-41-006-000-0041.0-2-0000
Alternative APNs
  • 04-39-41-006-000-00410-2
  • 439410060000041020000
  • 60801

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,668 sqft Living Area
Gross Area3,518 sqft
1st Floor Area2,668 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area62,596 sqft (1.43 acres)
Garage TypeAttached
Garage Area850 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchOpen Porch
Porch Area711 sqft
Deck Area289 sqft
Patio Area578 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address944 SE WATERSIDE WAY
CitySTUART
StateFL
Zip34997-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK ESTATES LOT 41
Legal Range41E
Legal Township39S
Legal Section4
Legal SubdivisionSOUTH FORK ESTATES
Legal Block2
Legal Lot Number41
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2033
Census Tract1108

Owner

Source: Martin County records · APN 04-39-41-006-000-0041.0-2-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address944 SE WATERSIDE WAY, STUART, FL 34997-2826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Feb 06, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 29, 2020Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2020 · Amount on Record
Deed SaleFeb 03, 2020 · Amount on Record
Prior SaleApr 17, 1996 · Amount on Record
Deed Document Number20202797749
Deed Book / Page3108 / 2484
Prior Transfer DateDec 14, 2011
Prior Transfer Doc0025511706
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address944 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address944 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number0033520539
DateDec 28, 2022
Book Page3352/539
Instrument2995324
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address944 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029731543
DateFeb 06, 2018
Book Page02973/1543
Instrument2677204
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address944 SE WATERSIDE WAY, STUART, FL 34997-2826
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address944 SE WATERSIDE WAY STUART FL 349972826, STUART, FL 34997-2826

Mortgage

Document Number31082489
DateFeb 03, 2020
Book Page003108/002489
Instrument2797751
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 02, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$523,447 (+5.99%)$742,110 (+9.04%) Land $330,000 Building $412,110
2024$8,117.00 (+1.84%)
2023$7,970.00 (+3.49%) Additional exemption filed$493,879 (+3%)$680,560 (+16.65%) Land $286,000 Building $394,560
2022$7,701.00 Homeowner's exemption$479,495$583,400 Land $266,260 Building $317,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 247 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004, rainfall accumulation, Hurricane Frances

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 132 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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