943 Rocky Rd, Elko, NV 89801 Property Records

Elko County property record for 943 Rocky Rd, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2,841 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,195 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-09J-008`

Property Details

APN / Parcel Number

Primary APN	`006-09J-008`

Interior

Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	2,841 sqft Living Area
Gross Area	5,030 sqft
Basement Area	1,333 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	943 ROCKY RD
City	ELKO
State	NV
Zip	89801-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROCKY RD
Legal Range	55E
Legal Township	34N
Legal Section	08
Legal Subdivision	GOVERNMENT TRACTS 09J
Legal Block	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2006
Census Tract	950701

Owner

943 Rocky Rd is owner-occupied and held in a trust.

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	943 ROCKY RD, ELKO, NV 89801-8502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 18, 2020
Property Address	943 ROCKY RD, ELKO, NV 89801-8502
Document Number	0000774199
Instrument Date	Aug 24, 2020
Instrument	774199
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 ROCKY RD, 943, ELKO, NV 89801-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	943 ROCKY RD, ELKO, NV 89801-8502

Mortgage

Document Number	0000774200
Date	Sep 18, 2020
Instrument	774200

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jul 11, 2018
Property Address	943 ROCKY RD, ELKO, NV 89801-8502
Document Number	0000743138
Instrument Date	Jul 11, 2018
Instrument	743138
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1010 COURT ST ELKO NV 898013945, ELKO, NV 89801-3945

Tax Assessment & Valuation

The 2026 property tax bill for 943 Rocky Rd was $4,195, down 2.1% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,195.00 (-2.1%)	$156,663 (-2.12%) Land $26,250 Building $130,413	$447,609 (-2.12%) Land $75,000 Building $372,609
2025	$4,285.00	$160,055 Land $26,250 Building $133,805	$457,300 Land $75,000 Building $382,300
2023	$3,529.00 (+3.01%)	$145,507 (+13.73%) Land $26,250 Building $119,257	$415,734 (+13.73%) Land $75,000 Building $340,734
2022	$3,426.00	$127,936 Land $26,250 Building $101,686	$365,531 Land $75,000 Building $290,531

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 943 Rocky Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 943 Rocky Rd is extreme, ranking above 99.6% of the US, with a 5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.6% of the US · above 97.8% of Nevada
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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