396 Rocky Rd, Elko, NV 89801 Property Records

Elko County property record for 396 Rocky Rd, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,995 sqft · built 2013
Lot Size0.305 acres (13,286 sqft)
Owner2 Individual Names on File
Last Sale$478,500 (Jul 2013)
Tax Bill$7,463 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-61I-073

Property Details

APN / Parcel Number

Primary APN001-61I-073
Alternative APN
  • 001-61I-071

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area1,995 sqft Living Area
Gross Area5,286 sqft
1st Floor Area1,995 sqft
Basement Area1,995 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,286 sqft (0.305 acres)
Garage TypeAttached
Garage Area1,296 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address396 ROCKY RD
CityELKO
StateNV
Zip89801-8444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionBROOKWOOD ESTATES PHASE 3 FILE 672147 LOCATED IN MDB&M FORMERLY A PORTION OF 001-61I-071 NO HARD COPY RECORDS, AUTOMATED RECORDS ONLY
Legal Range55E
Legal Township34N
Legal Section09
Legal SubdivisionBROOKWOOD ESTATES PHASE 3
Legal Phase3
Legal Block2
Legal Lot Number301
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2000
Census Tract950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address396 ROCKY RD, ELKO, NV 89801-8444
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2013 · Amount on File
Deed SaleJul 8, 2013 · Amount on File
Deed Document Number2013674506
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address396 ROCKY RD, ELKO, NV 89801-8444
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000777217
DateNov 18, 2020
Instrument777217
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,463.00 (+3.01%)$220,952 (-1.84%) Land $27,300 Building $193,652$631,291 (-1.84%) Land $78,000 Building $553,291
2025$7,245.00 (+14.89%)$225,101 (+13.27%) Land $27,300 Building $197,801$643,146 (+13.27%) Land $78,000 Building $565,146
2023$6,306.00 (+3.01%)$198,731 (+16.63%) Land $17,500 Building $181,231$567,803 (+16.63%) Land $50,000 Building $517,803
2022$6,122.00$170,399 Land $17,500 Building $152,899$486,854 Land $50,000 Building $436,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.5% of the US · above 94% of Nevada
Wildfire Likelihood3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
Rise Broadband
Fixed Wireless
250 / 50
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Verizon.

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