Elko County property record for 425 Rocky Rd, Elko, NV 89801 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1977 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,390 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 006-09J-001 |
| Primary APN | 006-09J-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 3,308 sqft |
| Basement Area | 1,336 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Type | Mixed |
| Garage Area | 2,336 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 179 sqft |
|---|---|
| Patio Area | 179 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Canopy | 66 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 425 ROCKY RD |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 425 ROCKY RD |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 08 |
| Legal Subdivision | GOVERNMENT TRACTS 09J |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950701 |
Source: Elko County records · APN 006-09J-001
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 425 ROCKY RD, ELKO, NV 89801-8496 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Aug 29, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 07, 2014 |
| Transfer Doc | 0000689060 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 425 ROCKY RD, ELKO, NV 89801-8496 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 425 ROCKY RD, ELKO, NV 89801-8496 |
| Document Number | 0000794363 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 794363 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 22, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 425 ROCKY RD, ELKO, NV 89801-8496 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000730010 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 730010 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 (+9.48%) | $89,268 (+1.7%) Land $22,365 Building $66,903 | $255,051 (+1.7%) Land $63,900 Building $191,151 |
| 2023 | $2,183.00 (+2.97%) | $87,776 (+10.92%) Land $22,365 Building $65,411 | $250,789 (+10.92%) Land $63,900 Building $186,889 |
| 2022 | $2,120.00 | $79,132 Land $22,365 Building $56,767 | $226,091 Land $63,900 Building $162,191 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079507012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015, rainfall accumulation |
| Wildfire Risk | Extreme above 99% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 36 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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