Elko County property record for 383 Rocky Rd, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,069 sqft · built 2014 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Apr 2025) |
| Tax Bill | $5,813 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61I-077 |
| Primary APN | 001-61I-077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,069 sqft Living Area |
| Gross Area | 3,899 sqft |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,534 sqft |
| Finished Basement | 1,479 sqft |
| Unfinished Basement | 55 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,464 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 204 sqft |
| Heating System | HVAC |
|---|
| Street Address | 383 ROCKY RD |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-8445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | BROOKWOOD ESTATES PHASE 3 FILE 672147 LOCATED IN MDB&M FORMERLY A PORTION OF 001-61I-071 NOR HARD COPY RECORDS AUTOMATED RECORDS ONLY |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | BROOKWOOD ESTATES PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 305 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950701 |
383 Rocky Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 383 ROCKY RD, ELKO, NV 89801-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Prior Sale | Feb 24, 2020 |
| Deed Document Number | 2025848495 |
| Prior Transfer Date | Feb 7, 2020 |
| Prior Transfer Doc | 0000765597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 383 ROCKY RD, ELKO, NV 89801-8445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000777756 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 777756 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Mar 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 24, 2020 |
| Property Address | 383 ROCKY RD, ELKO, NV 89801-8445 |
| Document Number | 0000765597 |
| Map Reference | FILE 672147 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 765597 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 383 ROCKY RD, ELKO, NV 89801-8445 |
| Document Number | 0000765598 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 765598 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2045 |
The 2026 property tax bill for 383 Rocky Rd was $5,813, up 0.7% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,813.00 (+0.68%) | $158,809 (-1.57%) Land $27,300 Building $131,509 | $453,740 (-1.57%) Land $78,000 Building $375,740 |
| 2025 | $5,774.00 | $161,336 Land $27,300 Building $134,036 | $460,960 Land $78,000 Building $382,960 |
| 2023 | $4,923.00 (+8.01%) | $143,978 (+15.65%) Land $17,500 Building $126,478 | $411,366 (+15.65%) Land $50,000 Building $361,366 |
| 2022 | $4,558.00 | $124,498 Land $17,500 Building $106,998 | $355,709 Land $50,000 Building $305,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 383 Rocky Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 383 Rocky Rd is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 97.1% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Rise Broadband Fixed Wireless | 250 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Verizon.
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