James City County property record for 9421 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,474 sqft · built 2007 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,037 (Apr 2008) |
| Tax Bill | $4,389 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0046 |
| Primary APN | 05-3 07-0-0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,474 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 21,301 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30185 |
|---|---|
| Street Address | 9421 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANN |
| Legal Description | L-46 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 46 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9421 OTTOWAY CT, TOANO, VA 23168-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2008 · Amount on Record |
| Deed Sale | Apr 14, 2008 · Amount on Record |
| Deed Document Number | 2008800010029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 23, 2026 |
| Property Address | 9421 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000007880 |
| Instrument Date | May 11, 2026 |
| Instrument | 20267880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000007880, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20267880 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9421 OTTOWAY CT, TOANO, VA 23168-9369 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210012364 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 210012364 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Nov 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9421 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000013092 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9421 OTTOWAY CT TOANO VA 231689369, TOANO, VA 23168-9369 |
| Document Number | 0000013092 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 13092 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 18, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9421 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000002458 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 9421 OTTOWAY CT TOANO VA 231689369, TOANO, VA 23168-9369 |
| Document Number | 0000002458 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2458 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 19, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,389.00 (+6.4%) | $528,900 (+17.53%) Land $84,800 Building $444,100 | $528,900 (+17.53%) Land $84,800 Building $444,100 |
| 2024 | $4,125.00 (+10.44%) | ||
| 2023 | $3,735.00 | $450,000 Land $75,700 Building $374,300 | $450,000 Land $75,700 Building $374,300 |
| 2022 | $3,735.00 (+8.48%) | ||
| 2019 | $3,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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