Collin County property record for 940 Ridgecross Rd, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,764 sqft · built 2011 |
| Owner | Individual Name on Record |
| Tax Bill | $10,813 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9186-00E-0050-1 |
| Primary APN | R-9186-00E-0050-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,764 sqft Living Area |
| Gross Area | 4,409 sqft |
| 2nd Floor Area | 1,561 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2612856 |
|---|---|
| Street Address | 940 RIDGECROSS RD |
| City | PROSPER |
| State | TX |
| Zip | 75078-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF PROSPER PHASE ONE (CPR), BLK E, LOT 5 |
| Legal Subdivision | LAKES OF PROSPER PHASE ONE (CPR) |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30304 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 940 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage GUARANTY FED'L MTG |
| Feb 2, 2017 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2011 |
| Deed Sale | Aug 12, 2011 |
| Prior Sale | Aug 12, 2011 |
| Deed Document Number | 0000853260 |
| Last Transfer Date | Jul 2, 2024 |
| Transfer Doc | 2024000080567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 940 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Document Number | 0001660680 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 940 RIDGECROSS RD PROSPER TX 750787951, PROSPER, TX 75078-7951 |
| Document Number | 0001660680 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 1660680 |
| Name | GUARANTY FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 940 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Document Number | 0000171560 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 940 RIDGECROSS RD PROSPER TX 750787951, PROSPER, TX 75078-7951 |
| Document Number | 0000171560 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 171560 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 6, 2032 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734,667 (+2.38%) Land $190,000 Building $544,667 | $734,667 (+2.38%) Land $190,000 Building $544,667 | |
| 2024 | $10,813.00 (+1.24%) | ||
| 2023 | $717,562 Land $180,000 Building $537,562 | $717,562 Land $180,000 Building $537,562 | |
| 2022 | $10,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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