910 Ridgecross Rd, Prosper, TX 75078 Property Records

Collin County property record for 910 Ridgecross Rd, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,019 sqft · built 2007
Owner2 Individual Names on Record
Tax Bill$10,733 (2024)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-9186-00E-0020-1

Property Details

APN / Parcel Number

Primary APNR-9186-00E-0020-1
Alternative APN
  • 2612853

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,019 sqft Living Area
Gross Area4,702 sqft
2nd Floor Area1,534 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area683 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2612853
Street Address910 RIDGECROSS RD
CityPROSPER
StateTX
Zip75078-7951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES OF PROSPER PHASE ONE (CPR), BLK E, LOT 2
Legal SubdivisionLAKES OF PROSPER PHASE ONE (CPR)
Legal Phase1
Legal BlockE
Legal Lot Number2
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2014
Census Tract30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address910 RIDGECROSS RD, PROSPER, TX 75078-7951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Deed of Trust, Mortgage
TEXASLENDING.COM
Aug 5, 2019Deed of Trust, Mortgage
TEXASLENDING.COM
Mar 13, 2018Warranty Deed, Transfer
GOLD FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2018
Deed SaleMar 13, 2018
Prior SaleMar 17, 2008
Deed Document Number20180313000307220
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address910 RIDGECROSS RD, PROSPER, TX 75078-7951
Document Number0001811510
Instrument DateOct 12, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address910 RIDGECROSS RD PROSPER TX 750787951, PROSPER, TX 75078-7951

Mortgage

Document Number0001811510
DateOct 19, 2020
Instrument1811510
Lender
NameTEXASLENDING.COM
AddressDALLAS, TX 75244
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address910 RIDGECROSS RD, PROSPER, TX 75078-7951
Document Number0000968670
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address910 RIDGECROSS RD PROSPER TX 750787951, PROSPER, TX 75078-7951

Mortgage

Document Number0000968670
DateAug 12, 2019
Instrument968670
Lender
NameTEXASLENDING.COM
AddressDALLAS, TX 75244
Agreement
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateMar 13, 2018
Property Address910 RIDGECROSS RD, PROSPER, TX 75078-7951
Document Number0000307220
Instrument DateMar 12, 2018
Instrument307220
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address910 RIDGECROSS RD PROSPER TX 750787951, PROSPER, TX 75078-7951

Mortgage

Document Number307230
DateMar 13, 2018
Instrument307230
Lender
NameGOLD FIN'L SVCS
TypeFunding / Finance Company
AddressHOUSTON, TX 77036
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$700,000 (-3.1%) Land $190,000 Building $510,000$700,000 (-3.1%) Land $190,000 Building $510,000
2024$10,733.00 (+1.11%)
2023$722,366 Land $180,000 Building $542,366$722,366 Land $180,000 Building $542,366
2022$10,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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